Community banks consistently outperform big banks in customer satisfaction, scoring 83 out of 100 compared to 79 for national banks in 2025. Local banks often offer better deposit rates and lower fees ...
Policymakers must avoid looking at community banks as institutions of the past that no longer have a place or function in our financial system and stop prioritizing large banks and technology ...
With more than 28 years in banking – and the last 12 focused specifically on community banking – I have seen firsthand the powerful role that local financial institutions play in helping people and ...
Research shows that almost three quarters of consumers believe that financial institutions should support their local communities, an expectation that directly influences banking decisions and ...
Community banks hold just 13.5% of U.S. banking assets but still anchor rural branches, farm credit and local business lending. Technology is narrowing the scale gap, letting small banks digitize ...
The claim that community bankers are somehow being manipulated into supporting changes to the CLARITY Act that would benefit big banks is wrong. The threat to deposits from stablecoin yield is real ...
Community banks focus on local lending and help stimulate regional economies. They offer personalized services and an understanding of local market conditions. Investing in community banks can ...
If policymakers are serious about sustaining American innovation, they should consider what happens downstream of bank mergers.