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This AI scam tactic means everyone needs a safe word in 2026 — or you risk losing your savings

Scammers now need just three seconds of audio to clone a loved one's voice. Here is the simple code word strategy that stops them cold.
The Free Financial Advisor

Refunds Are Being Frozen Over a Single IRS Identity Check — Here’s What’s Causing the Delays

When that happens, the IRS freezes the refund and sends a letter asking for identity verification. The letter instructs the ...